paypal payments

Why do we use PayPal to process our payments?

PayPal offers us a convenient way of collecting online payments with minimal fuss but, more importantly, it gives you a highly secure, efficient means of making a payment. You do not have to have a PayPal account, as they also process credit and debit card payments for us. For those who do have a PayPal account, you can use it to make your purchase if you choose.

PayPal have been a world leader in online payments for over a decade. Thousands of stores use PayPal to accept payments, from leading brands to small independent retailers. Around 3 million PayPal payments are made each day, and there are over 230 million accounts worldwide.

As you might expect, PayPal take security very seriously. They use state-of-the-art fraud prevention technology to monitor each transaction, card and address verification, and 168-bit encryption. PayPal adheres to international PCI (Payment Card Industry) and CISP (Cardholder Information Security Program) standards for data protection.

If you'd like the details...

When registering or logging in to PayPal, they verify that your Internet browser is running Secure Sockets Layer 3.0 (SSL) or higher. Information is protected by SSL with an encryption key length of 168 bits, the highest level commercially available. They ensure the storage of your personal information is heavily guarded, both physically and electronically. To further safeguard your debit and credit card numbers and your bank account details, they do not directly connect their firewall-protected servers to the internet.  

Because you are routed to PayPal's site to make your payment, it means that only they handle your card details, meaning that this sensitive information does not also need to be handled or stored by Ginger & May.